What is life insurance?

With outstandings amounting to 1,694 billion euros at the end of May 2018, life insurance is undoubtedly the preferred investment of the French!

The latter allows you to build up capital over the long term, thanks to free or scheduled payments.

The accumulated savings can be used for many projects, and in particular allows you to build up additional income for retirement.

This financial support has many advantages such as reduced taxation, secure transmission of capital or the payment of an annuity, for example.

What is a People's Retirement Savings Plan?

The PERP is a long-term savings product that allows, through free or scheduled payments, to build up additional retirement in the form of an annuity or capital. This investment is endowed with attractive taxation since the payments made have the advantage of being deducted from the taxable income of the subscriber. In other words, you will pay less tax.